Walt rebranded from Wallet in Telegram on Sept. 28, ending nearly five years as a bot inside the messaging app. The company now operates a standalone application for trading and investing, while the original Telegram product remains available through the same account. Existing users sign in with their Telegram credentials, but new registrants can also use Google or Apple accounts, according to a statement shared with The Block. This separation allows the platform to function independently of the Telegram ecosystem, giving users a dedicated interface for managing assets without switching between apps or relying on chat-based interactions for every transaction.
Platform Scope and Fees
The website lists more than 200 cryptocurrencies, over 100 tokenized U.S. stocks and ETFs, and perpetual futures tied to crypto, metals, and energy. Yield products cover stablecoins, Gram, Solana, Ethereum, and Tron. I find the fee structure straightforward: sending crypto to other Telegram users is free, but onchain transactions to external wallets carry standard network fees plus a service fee. For example, sending any amount of USDT to an external address on the TON network costs 1 USDT. That flat fee applies regardless of the transfer size, which simplifies cost calculation for frequent movers. CEO Andrew Rogozov stated, "We built the best crypto product inside Telegram - now we’re opening it to everyone." The platform has grown from a simple buying bot into a full investment platform used by tens of millions of people.
AI Integration and Execution Limits
The standalone app follows the Oct. 20 rollout of AI-assisted perpetuals trading via Mira, ChatGPT, and Claude. These agents read live prices, analyze positions and exposure, and can open or close trades. However, order execution is off by default, and the agents cannot withdraw or transfer funds. I view this restriction as a necessary safety measure, though it limits the autonomy of the AI tools for active traders who want fully automated strategies. The system requires manual confirmation for execution, ensuring that human oversight remains part of the process. Users must toggle execution settings themselves before the AI can act on market signals. This design choice balances innovation with risk management, preventing unauthorized fund movements while still providing advanced analytical capabilities for those who opt in to the feature.
