A Direct Bridge Between Crypto and Fiat

Fintech firm Revolut has rolled out a new feature allowing users to swap stablecoins directly for US dollars at a 1:1 ratio, completely free of charge. The service applies to two of the largest stablecoins, Tether (USDT) and USD Coin (USDC), and eliminates both trading fees and exchange spreads on conversions.

This initiative directly addresses a common challenge for cryptocurrency users: converting digital assets into traditional currency without incurring hidden costs or experiencing delays. Under the new system, Revolut users can swap up to $578,000 in stablecoins for USD within a 30-day period, a significant move that blurs the line between digital banking and crypto services.

Simplifying Digital Asset Management

By offering a frictionless conversion process, Revolut makes it easier for individuals and businesses to manage funds. For example, a small business owner receiving international payments in USDC can now convert those earnings into cash instantly without navigating multiple exchanges or worrying about volatile rates. This level of simplicity could encourage broader adoption among everyday users who have been hesitant to engage with crypto due to its perceived complexity.

The update positions Revolut to compete directly with crypto-native platforms by building trust through transparency. Offering cost-free swaps sends a clear message that digital money can be as reliable and straightforward as traditional cash.

Part of a Growing Trend

Revolut’s move comes at a time of increasing mainstream acceptance for stablecoins. According to CoinMetrics, stablecoin transfer volumes exceeded $1.2 trillion in the third quarter of 2025, signaling growing confidence in dollar-pegged digital assets. This trend has also attracted other major financial players, including PayPal with its PYUSD token, highlighting a broader industry shift toward integrating stablecoins into global finance.